Pensions & Life Assurance

As a fully independent adviser we will act on our client’s behalf in advising on life assurance, pensions and investments from the whole of the insurance market for both Business and Personal needs. Our main areas of expertise are as follows: -

Pensions
We can offer our expertise in company sponsored schemes such as Group Personal Plans, SIPPS and SSAS as well as Stakeholder Planning for the Corporate Client. In addition we offer a full pension service for the individual market needs.

Share & Partnership Protection
Advice can be sought on how to protect your company on the death or diagnosis of a critical illness of a shareholder or partner.

Key Person Assurance
Protect any potential loss of profits on the death or diagnosis of a critical illness of a key member of your staff

Income Protection
Ensure the protection of your staff on long term illness or on death by obtaining Income Protection Assurance or Group Death in Service Protection. Individual needs can also be met.

Investments
Obtain advice on investment products such as Investment Bonds, ISA's and unit trusts and where necessary utilising these to negate IHT.

Private Medical Insurance
We can offer advice for both the Business and Personal Sector in this highly competitive market.

Family Protection
Probably the most important area of family financial needs. We endeavour to obtain terms from the best and most competitive companies to protect those closest to you.

With a wealth of experience and with the aid of sophisticated computer facilities, our Life Department can offer tailored Life & Pensions advice which aims to meet with your current individual needs.

For a more detailed summary of our insurance facilities, please contact us.